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if you are describing those misleading commercials … they are attempting to offer you a part C plan rather of initial medicare (Parts A, B, and D). at minimum you have to pay the 144 in my state, lots of have additional premiums. no strategies in my state give back the 144
or you can be describing the certified medicare recipient program where if your SS is low enough, medicaid pays your premium. that may differ by county/state … the SS has to be really low, i think about 1200/ month in my state.
you would need to select a postal code and then search for what the income cut off is certify
understand if you get benefits like SNAP/energy help, that might be decreased or removed once you are no longer paying for medicare.
Contact your trusted insurance coverage representative that is well-informed in Medicare. It is not an easy topic as expense, requires, drugs, and medical professionals systems are covered in different strategies. They can assist you.
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Never heard of a Medicare return advantage. I looked it up, it’s a medicare benefit strategy that you pay for and returns your part B, but your total plan still costs more. Inspect the medicare site for zip codes that have those plans
If you have any idea where you want to move, check with a representative certified because state. My guess is that your best option would be someplace demographically like the one where you live now both size-wise and socio-economically. Plans that return that much are rare, and because they do this year doesn’t indicate they will next year.
For what year?
Which “give back”?
The Medicare Advantage return because you utilize the VA and the strategy has no Rx? (most areas with just MA strategies)
The semi false marketing for Medicare Benefit return because you are on Medicaid (all states)
The Medicare Benefit return since they cut benefits and give you premiums back instead. (some states – choose with care)
Bottom line – there is no something for nothing – and I have 20 years of Medicare coverage help in 16 states
But once you identify a place to transfer to – examine that MAPD plans are provided. Then determine a qualified broker, and talk to them about the area where you are considering.
make sure you take a look at all costs – a 148 or less “give back” not does anything for you if your lease or expenses are 150.00 or more higher per month
if healthcare is for shit in the area or on the network they “give back” in
Where can I discover a list of medicare giveback advantage (that returns $144 or such) postal code? I am moving and want to find a zip code where I can keep this advantage. I don’t want to transfer to a zip code where this advantage is not offered anymore for me.
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There is no such list. As far as my experience, the give-back is when your state pays for your Part B premiums and individuals certify as Qualified Medicare Beneficiaries, similar to Medicaid other than if you are 65 you must enlist in Medicare. You can attempt calling Medicare or look at their website.
To address your question directly …
these giveback part b plans are ALWAYS Medicare advantage strategies. To get a list … go to Medicare.gov, enter your zip code that you wish to move to … and all readily available plans will pull up. Tip … I wouldn’t dial in on simply part b giveback. If one plan has a $7000 max expense and a $0 premium and high copays for medical professional gos to, and so on. while another ine has a $0 premium, a $300 max out of pocket, paired with low or 0 dollar medical professional copays and more advantages … then screw the part b giveback advantage.
I recommend people all the time … when selecting. Insurance coverage plan … select it like you’re going to have to utilize it … due to the fact that if you fo need to use it. you won’t regret your option.
It is not a give back. It is a zero dollar Part C strategy. There are no premiums but the co-pays are massive. My sibling had one and we both went to the very same physician for the exact same treatment. Under my Part B plan with a premium I had no co-pays. My sis had a $300 co-pay. Do your mathematics.
As a number of the resonses here recommend, a Part B premium giveback strategy is typically not the best alternative. It depends on the other strategies readily available in one’s location and, more significantly, on one’s particular needs. You can discover what postal code and counties have these strategies offered by calling the EasyMedicare hotline at (877) 202–4812
Medi CAID and Medi CARE have comparable names but are greatly different medical insurance programs; this is the open enrollment period for changing Medi CARE plans based upon postal code between Oct 15- Dec 6. MediCARE is moneyed by insurance premiums paid from payroll withholdings and administered by the federal government. Medi CAID is a state-administered program for low-income; therefore, there are property and earnings limits. Some States might enable changing your MediCAID private insurance provider by zip code.
- Medi CAID is administered by the states: eligibility and advantages differ from state.
- Medi CARE alternative health insurance strategies are offered by authorized private insurance providers: strategy types, premiums, and benefits differ by county even within the same state.
Both Medicare and Medicaid are overseen by the Centers for Medicare & & Medicaid Solutions(CMS).
Comment added Nov 25, 2021
The plans are not meant to be the very same for each postal code beyond having to cover what conventional Medicare A&B does.
By county, allows private insurers to provide various strategies with additional benefits at a greater premium for those counties where a considerable portion would pay more.
I saw one Platinum Concierge health plan for my county with an approximated $60,00 0 out-of-pocket expenses (premium, copays, deductibles, & & prescriptions). In my county, there is a small pocket of ultra-wealthy.
RELATED ( responded to in Oct-Nov 2021)
Robin Hubbard’s answer to What are the major classifications of health services that traditional, Parts A && B MediCARE might NOT cover and might be offered for Part C, Advantage Plans (by county)? How does one check for specific treatment or services for Parts A, B, and C?
Medicare.gov: the official U.S. government website for Medicare account? Robin Hubbard’s response to What are site links to discover state-specific resources, info, and requirements for MediCARE health insurance besides my Medicare.gov account?
Robin Hubbard’s response to How does Medicare specify an eligible dependent? Is a wife who pats the $150 month-to-month Medicare from her Social Security examine a reliant? A brand-new mandatory Medicare plus plan and retired person must pay a $200 premium per reliant – can I become her dependant?
If it is YOUR credit card then it is your zip code. If you do not understand YOUR ZIP code it sounds like a stolen credit card. Destroy it.